What is the Earned Equity loan program?

Earned Equity Program is a unique Homeownership Empowerment program which enables an FHA Eligible Government Entity to purchase a home that can ultimately be purchased by customers, while providing housing stability and equity creation.

What credit score do I need for Earned Equity Program?

The minimum credit score is 580, with scores below 580 considered on a case-by-case basis.

What is the maximum LTV for Earned Equity Program?

Earned Equity Program offers up to 96.5% Loan-to-Value (LTV) for qualified borrowers.

Are ITIN holders eligible for Earned Equity Program?

Yes, ITIN holders (Individual Taxpayer Identification Number) are eligible for the Earned Equity program.

Is Earned Equity Program available for DACA individuals?

Yes, DACA individuals are eligible for the Earned Equity loan program.

Earned EquityNMLS 1843021

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96.5% LTV

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ITIN & DACAEligible

580 CreditMinimum

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