Property & Agent Eligibility

Eligible Properties

Find out if your property is eligible for Earned Equity Program — or become an eligible real estate agent who helps approved buyers select a qualifying home.

After approval, buyers work with a participating licensed agent to begin the lease-to-own process and start building earned equity.

Find out if your property is eligible

Sellers, listing agents, and buyers can request a quick eligibility review for lease-to-own and government entity purchase.

  • Address and property type review
  • FHA-eligible guideline alignment
  • Program location coverage check

Become an eligible real estate agent

Join the participating agent network. Convert more declined buyers into closings with a clear Earned Equity Program pathway.

  • Partner onboarding with Roxford Holdings
  • Property eligibility playbook
  • Referral path for approved clients

What we look for in an eligible property

Exact underwriting is case-by-case. These are the most common eligibility signals buyers and agents ask about.

Primary residence intent for the future homebuyer (not investment-first speculation)
Property types that can support FHA-eligible financing guidelines
Clear title path suitable for government entity purchase
Location within Earned Equity Program / Earned Equity program service areas
Condition and appraisal expectations aligned with program underwriting
Purchase price and LTV that fit the 96.5% pathway for qualified buyers

Why agents join the eligible network

Serve more buyers

Help declined traditional buyers, renters, ITIN/DACA clients, and alternative-credit households close.

Clear property rules

Know which homes can work so you stop wasting showings on ineligible inventory.

Government entity purchase

An FHA Eligible Government Entity purchases the home your client selects for the lease-to-own path.

Frequently asked questions

What makes a property eligible for Earned Equity Program?

Eligible properties are typically homes that can meet FHA-eligible financing guidelines, clear title requirements, program location coverage, and underwriting standards so a government entity can purchase the home for the lease-to-own pathway.

How do I find out if my property is eligible?

Share the address and basic property details with the Earned Equity Program team or a participating agent. We review eligibility for government entity purchase and the earned equity lease-to-own process.

How do I become an eligible real estate agent?

Contact Roxford Holdings to join the participating agent network. You will learn property criteria, referral steps, and how to guide clients from approval to home selection.

Do buyers pick any home on the market?

Buyers have flexibility, but the home must meet program requirements and be approved. A participating licensed real estate agent helps select a qualifying property.

From eligible home to earned equity

Eligible properties power DreamBuilder and Earned Equity pathways — from Fast Track closings to long-term equity building.

Earned Equity Program

Lease-to-own homeownership with earned equity and government entity purchase.

How Earned Equity Works

Step-by-step path from application to building ownership value.

FHA Eligible Earned Equity Program

FHA-eligible government entity purchase structure with a clear ownership path. Private program — not HUD or FHA.

EEP Pathway

ITIN and visa-status homeownership with no SSN or FICO required.

EEP DocLight

Streamlined documentation for borrowers who need a lighter file.

How It Works

See the lease-to-own steps from application to ownership.

Lease-to-Own Process

Understand property selection, occupancy, and equity building.

Fast Track

Close in 35 days or less with a streamlined pathway.

Ready to check a property or join as an agent?

Talk with the team today — or log in if you already have an application in review.